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Identity Theft: When it Happens to You
So despite doing everything you could to protect yourself, Chaos has struck and you've discovered – or you suspect – that you are the victim of identity theft or your financial accounts have been compromised.
If that has occurred, immediately implement the following steps:
- Contact First Entertainment Credit Union – 888-800-3328
- Report what has occurred and immediately close the account(s) that have been compromised.
- Contact each of the three major credit bureaus, ask for their fraud department and request that a fraud alert be placed on your credit file.
- If you expect that your Social Security number has been compromised, contact the Social Security Administration hotline at 877-438-4338.
- File a police report – retain a copy for your records – and contact all of your credit card issuers and other creditors to voluntarily report your identity theft.
- File a complaint with the Federal Trade Commission, which maintains a database of identity theft cases used by law enforcement.
Resolving and Repairing Identity Theft
To resolve, repair and get your finances back on track takes a considerable amount of painstaking follow up. The Federal Trade Commission's Consumer Information bureau has a detailed list of the information you need to track and how to keep it organized at: http://www.consumer.ftc.gov/articles/0274-immediate-steps-repair-identity-theft.
For more information on tax fraud, go to: https://www.firstent.org/getsmart-taxtheft.shtml.
For more information on credit card fraud, go to: https://www.firstent.org/getsmart-fraudPrevention-CreditCards.shtml.