Preferred Cash Business Visa®

An Easy Way to Increase Your Bottom Line

With the First Entertainment Preferred Cash Business Visa^® Credit Card, you’ll earn 1.5% cashback on every purchase everywhere Visa cards are welcome. Plus, the EMV^® Chip and Contactless Indicator mean both you and your transactions are protected wherever you do business.

Current Preferred Cash Business Visa Card Rates

• First Entertainment Preferred Cash Business Visa Credit Card Benefits²

  In addition to the great cash back benefits, our Preferred Cash Business Card comes with many other features you’ll love.

  • $100 Sign-up Bonus – When you spend $1,000 within the first ninety (90) days of account opening.¹
  • 16.99% - 24.65% Variable APR on Purchases.³
  • No Annual Fee.
  • No Foreign Transaction Fees.
  • Auto Rental Collision Damage Waiver – Save money by saying No at the counter and rent with your covered First Entertainment Visa Card to get built-in Auto Rental Coverage.
  • Cell Phone Protection – Protect your cell phone from damage and theft at no additional cost when you charge your full monthly cell phone bill to your card.
  • Price Protection – Say bye-bye to buyer’s regret when you use your First Entertainment Visa to make purchases because, if you find the same item for a lower price afterward, you can get paid the difference.
  • Purchase Security/Extended Protection – Get repairs, replacements, or refunds for purchases damaged or stolen beyond the manufacturer’s warranty when you use your covered Visa Card.
  • Roadside Dispatch^® – Emergency roadside assistance is available 24/7 whenever you need a tow. Fees apply.
  • Travel and Emergency Assistance – Covered cardholders can call anytime for Travel and Emergency Assistance from anywhere in the world.
  • Visa's Zero Liability^TM 4 – Provides protection against unauthorized transactions on your account.
  • Warranty Manager Service – Add up to an additional year to your qualifying warranty with Extended Warranty Protection, available for purchases made with your covered First Entertainment Visa Card.
    
    For complete details on card benefits and restrictions, view the Business Visa Consolidated Guide to Benefits.
• It Pays You Back

  Earn 1.5% cash back on every dollar spent on all purchases made using your First Entertainment Preferred Cash Visa Business Card. Cash back is automatically credited to the credit card account each billing cycle as a statement credit so you never have to worry about expiring rewards.⁵

• Transact Safely When You Tap to Pay

  From how we shop to the way we pay, we’ve all had to adjust the way we transact to minimize our interactions with everyone and everything. You can avoid touching surfaces at checkout when you tap to pay with your contactless Preferred Cash Business Visa Card. It’s a safe, secure, and easy way to pay for the things you need.

  Just look for the Contactless Symbol at checkout then tap to pay and be on your way! Yes, it’s that simple.

  

• Welcome to Your Digital Wallet

  Your First Entertainment Visa Credit Card is compatible with the latest mobile payment apps including Google Pay™, Apple Pay™, and Samsung Pay™! Learn more on our Digital Wallet page.

• Click to Pay with Visa
  Click to Pay with Visa allows you to skip the guest checkout, bypass form fields, and forget the hassle of remembering passwords. Simply click to pay using your First Entertainment Visa Credit Card to enjoy a smart, easy, and secure checkout experience wherever you see this icon:
   

  

  Enrollment is easy. Visit our Visa Click to Pay page to get started.

• Digital Banking Tools and Control

  Use our Digital Banking tools to view transactions and manage your card. Set travel notifications, block or unblock your card, set customized alerts, report and replace a lost or stolen card, conduct a balance transfer, and more!

• Want to switch your current card? We've made it easy! There is no need to re-apply. Simply send us your request using the Secure Message feature in Digital Banking or call us at 888.800.3328.

Some Important Information You Should Know

Business Visa Interest and Fee Information

Business Visa Credit Card Agreement & Disclosure

Business Visa Consolidated Guide to Benefits

Preferred Cash Business Visa Rewards Program Rules, Terms, and Conditions.

¹ Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make purchases totaling one thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for bonus to post to your Account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, Account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Preferred Cash Business Visa® Rewards Program Rules, Terms, and Conditions or contact the Credit Union at 888.800.3328.

² For full cardholder benefits and limitations, consult your Business Visa Consolidated Guide to Benefits or visit firstent.org/disclosures.

³ APR = Annual Percentage Rate. APR is based on the Prime Rate and varies with the market. All loans subject to credit approval. Please refer to the Business Visa Interest and Fee Information for specifics. 0.00% Introductory APR for twelve (12) months from date of account opening when purchases are completed within ninety (90) days of account opening. 0.00% Introductory APR for twelve (12) months from date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After the introductory rate period ends, your APR for purchases and balance transfers will be 16.99% - 24.65% for Preferred Cash Business, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $5.00, whichever is greater. Additional fees and charges may apply. All loans are subject to credit approval. For complete details, please refer to the Business Visa Interest and Fee Information disclosure.

⁴ Visa's Zero Liability^™ policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify First Entertainment Credit Union promptly of any unauthorized use. Consult First Entertainment for additional details.

⁵ Only authorized charges for the purchase of goods or services made with your Cash Back Rewards Account, less any credits for purchase reversals or other refunds (“Qualifying Purchases”) will earn cash back rewards. Other terms and conditions may apply. For complete details, please refer to your Preferred Cash Business Visa Rewards Program Rules, Terms, and Conditions or contact the Credit Union at 888.800.3328.

⁶ Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make purchases totaling one thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for bonus to post to your Account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, Account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Preferred Cash Business Visa® Rewards Program Rules, Terms, and Conditions or contact the Credit Union at 888.800.3328.

EMV^® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere.

iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Google Play and the Google Pay logo are trademarks of Google LLC. ©2020 Samsung Pay is a trademark or registered trademark of Samsung Electronica Co., Ltd.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

The EMV^® SRC payment icon is a trademark owned by and used with permission of EMVCo, LLC.

Visa is a registered trademark of Visa International Service Association and used under license.