Visa® Platinum Business

The Right Solution to Elevate Your Business

Our no-frills, low rate¹ Visa^® Platinum Business Credit Card is designed to cover your everyday business needs like general purchases, travel expenses, and industry functions. Accepted everywhere Visa is welcome, our card is designed for contactless payments and comes with an EMV^® Chip to offer an unmatched level of safety and security to protect you and your transactions.

Current Visa Platinum Business Card Rates

• First Entertainment Visa Platinum Business Credit Card Benefits²
  • 15.24% - 22.90% Variable APR on Purchases.³
  • No Annual Fee.
  • No Foreign Transaction Fees.
  • Auto Rental Collision Damage Waiver – Save money at the counter and rent with your covered First Entertainment Visa Card to take advantage of Auto Rental Coverage.
  • Lost Luggage Reimbursement – Security and peace of mind while traveling come standard knowing the cost to replace your and your family’s checked-in carry-on bags and contents are covered.
  • Purchase Security/Extended Protection – Get repairs, replacements, or refunds for purchases damaged or stolen beyond the manufacturer’s warranty when you use your covered Visa card.
  • Roadside Dispatch^® – Emergency roadside assistance is available 24/7 whenever you need a tow. Fees apply.
  • Travel and Emergency Assistance – Call any time for Travel and Emergency Assistance from anywhere in the world.
  • Trip Delay Reimbursement – When unexpected hazards trample timely travel booked get reimbursed for expenses incurred.
  • Warranty Manager Service (Extended Warranty Protection) – Add up to an additional year to your qualifying warranty on purchases made with your covered First Entertainment Visa Card.
  • Visa's Zero Liability^TM 4 – Provides protection against unauthorized transactions on your account.
    
    For complete details on card benefits and restrictions, view the Business Visa Consolidated Guide to Benefits.
• Transact Safely When You Tap to Pay

  From how we shop to the way we pay, we’ve all had to adjust the way we transact to minimize our interactions with everyone and everything. You can avoid touching surfaces at checkout when you tap to pay with your contactless Visa Platinum Business Card. It’s a safe, secure, and easy way to pay for the things you need.

  Just look for the Contactless Symbol at checkout then tap to pay and be on your way! Yes, it’s that simple.

  

• Welcome to Your Digital Wallet

  Your First Entertainment Visa Credit Card is compatible with the latest mobile payment apps including Google Pay™, Apple Pay™, and Samsung Pay™! Learn more on our Digital Wallet page.

• Click to Pay with Visa
  Click to Pay with Visa allows you to skip the guest checkout, bypass form fields, and forget the hassle of remembering passwords. Simply click to pay using your First Entertainment Visa Credit Card to enjoy a smart, easy, and secure checkout experience wherever you see the icon.
   

  

  Enrollment is easy. Visit our Visa Click to Pay page to get started.

• Digital Banking Tools and Controls

  Use our Digital Banking tools to view transactions and manage your card. Set travel notifications, block or unblock your card, set customized alerts, report and replace a lost or stolen card, conduct a balance transfer, and more!

• Want to upgrade your current card? We've made it easy to switch! There is no need to re-apply. Simply send us your request using the Secure Message feature in Digital Banking or call us at 888.800.3328.

Some Important Information You Should Know

Business Visa Interest and Fee Information

Business Visa Credit Card Agreement & Disclosure

Business Visa Consolidated Guide to Benefits

¹ Terms and conditions apply. All loans subject to credit approval. Not all members will qualify.

² Certain terms, conditions and exclusions apply. For full cardholder benefits and limitations, consult your Business Visa Consolidated Guide to Benefits or visit firstent.org/disclosures.

³ APR = Annual Percentage Rate. This APR will vary with the market, based on the Prime Rate. Information regarding fees and charges can be found in the Business Visa Interest and Fee Information. 0.00% Introductory APR for twelve (12) months from date of account opening when purchases are completed within ninety (90) days of account opening. 0.00% Introductory APR for twelve (12) months from date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After the introductory rate period ends, your APR for purchases and balance transfers will be 15.24% - 22.90% for Visa Platinum Business, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $5.00, whichever is greater. Additional fees and charges may apply. All loans are subject to credit approval. For complete details, please refer to the Business Visa Interest and Fee Information disclosure.

⁴ Visa's Zero Liability^™ policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify First Entertainment Credit Union promptly of any unauthorized use. Consult First Entertainment for additional details.

EMV^® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere.

iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Google Play and the Google Pay logo are trademarks of Google LLC. ©2020 Samsung Pay is a trademark or registered trademark of Samsung Electronica Co., Ltd.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

The EMV® SRC payment icon is a trademark owned by and used with permission of EMVCo, LLC.

Visa is a registered trademark of Visa International Service Association and used under license.