Business Visa® Credit Cards
0% Intro APR3
Our Visa Platinum Business Card and Preferred Cash Business Visa Card now offer 0% interest for 12 months on purchases and balance transfers made within the first 90 days of account opening, which allows business members to consolidate their balances and save big. Preferred Cash Business Visa cardholders also get a $100 sign-up bonus when they spend at least $1,000 within the first 90 days of account opening7.
The Right Tool to Move Your Business Forward
Whether you're a small business owner, a freelancer, or have a side hustle, having a dedicated credit card for your money-making enterprise helps you keep business and personal finances separate.
Our Visa® Business Credit Cards come with a wealth of benefits and features to reward your spending. Whether you seek savings and simplicity or prefer purchasing power and perks, we have a card to fit your everyday business needs and budget.
Choose the Card That Suits You Best

Visa Platinum Business Card
0% Intro APR3
Low Rate, No Frills
No Annual Fee

Preferred Cash Business Visa Card
0% Intro APR3
1.5% Unlimited Cash Back
No Annual Fee
- Not Sure Which Card is Right For You? Compare!
Benefits & Features
Visa Platinum Business
Preferred Cash Visa Business
Rewards
None
1.5% Cash Back on Purchases1
Introductory Offer
0% interest for 12 months on purchases and balance transfers made within the first 90 days of account opening
$100 Sign-Up Bonus w/$1,000 spent within the first 90 days of account opening and 0% interest for 12 months on purchases and balance transfers made within the first 90 days of account opening2
Purchase APR3
15.99% - 23.65%
17.99% - 25.65%
Penalty APR
None
None
Annual Fee
None
None
Foreign Transaction Fee
None
None
Balance Transfer Fee4
3%
3%
Cash Advance Fee5
$10 or 3%, whichever is greater
$10 or 3%, whichever is greater
✓
✓
Contactless Enabled
✓
✓
Benefits Included6
Auto Rental Collision Damage Waiver
Lost Luggage Reimbursement
Purchase Security/Extended Protection
Roadside Dispatch
Travel & Emergency Assistance Services
Trip Delay ReimbursementAuto Rental Collision Damage Waiver
Cell Phone Protection
Price Protection
Purchase Security/Extended Protection
Roadside Dispatch
Travel & Emergency Assistance Services
Some Important Information You Should Know
Business Visa Interest and Fee Information
Business Visa Credit Card Agreement & Disclosure
Business Visa Consolidated Guide to Benefits
Preferred Cash Business Visa Rewards Terms & Conditions
1 For each dollar of Qualifying Purchases charged to your Cash Back Rewards Account, you will be awarded a 1.5% ($0.015) cash reward. Cash Back Rewards Account interest rates are also disclosed on the Business Visa Interest and Fee Information sheet. As long as your Cash Back Rewards Account remains open and in good standing, your accumulated cash rewards will not expire.
2 The Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make purchases totaling one-thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for the bonus to post to your account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, the account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union Credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account.
3 APR = Annual Percentage Rate. This APR will vary with the market, based on the Prime Rate. Information regarding fees and charges can be found in the Business Visa Interest and Fee Information. 0.00% Introductory APR for twelve (12) months from date of account opening when purchases are completed within ninety (90) days of account opening. 0.00% Introductory APR for twelve (12) months from date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After the introductory rate period ends, your APR for purchases and balance transfers will be 17.99% - 25.65% for Preferred Cash Business Visa and 15.99% - 23.65% for Visa Platinum Business, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $5.00, whichever is greater. Additional fees and charges may apply. All loans are subject to credit approval. For complete details, please refer to the Business Visa Interest and Fee Information disclosure.
4 I understand that I can request a Balance Transfer transaction, which allows me to pay a portion or the entire balance of another credit card account I maintain with another institution by advancing funds from this Account. Any request I make for a Balance Transfer is subject to your approval, based on my Credit Limit, my creditworthiness, and my good standing as a member. If you approve my requested Balance Transfer transaction, a 3% Balance Transfer Fee will apply to the transaction, and a Balance Transfer APR will apply to my Balance Transfer balance.
5 Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $10.00, whichever is greater.
6 For full cardholder benefits and limitations, consult your Business Visa Consolidated Guide to Benefits or visit firstent.org/disclosures.
7 Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make purchases totaling one thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for bonus to post to your Account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, Account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Preferred Cash Business Visa® Rewards Program Rules, Terms, and Conditions or contact the Credit Union at 888.800.3328.