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Business Visa® Credit Cards

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0% Intro APR3

Our Visa Platinum Business Card and Preferred Cash Business Visa Card now offer 0% interest for 12 months on purchases and balance transfers made within the first 90 days of account opening, which allows business members to consolidate their balances and save big. Preferred Cash Business Visa cardholders also get a $100 sign-up bonus when they spend at least $1,000 within the first 90 days of account opening7.

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The Right Tool to Move Your Business Forward

 

Whether you're a small business owner, a freelancer, or have a side hustle, having a dedicated credit card for your money-making enterprise helps you keep business and personal finances separate.

Our Visa® Business Credit Cards come with a wealth of benefits and features to reward your spending. Whether you seek savings and simplicity or prefer purchasing power and perks, we have a card to fit your everyday business needs and budget.

 

Choose the Card That Suits You Best

 

Visa Platinum Business Card

Visa Platinum Business Card

0% Intro APR3 
Low Rate, No Frills
No Annual Fee

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Visa Preferred Cash

Preferred Cash Business Visa Card

0% Intro APR3
1.5% Unlimited Cash Back
No Annual Fee

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  • Not Sure Which Card is Right For You? Compare!

     

    Benefits & Features

    Visa Platinum Business

    Preferred Cash Visa Business

    Rewards

    None

    1.5% Cash Back on Purchases1

    Introductory Offer

    0% interest for 12 months on purchases and balance transfers made within the first 90 days of account opening

    $100 Sign-Up Bonus w/$1,000 spent within the first 90 days of account opening and 0% interest for 12 months on purchases and balance transfers made within the first 90 days of account opening2

    Purchase APR3

    13.74% - 21.40%

    15.74% - 23.40%

    Penalty APR

    None

    None

    Annual Fee

    None

    None

    Foreign Transaction Fee

    None

    None

    Balance Transfer Fee4

    3%

    3%

    Cash Advance Fee5

    $10 or 3%, whichever is greater

    $10 or 3%, whichever is greater

    Digital Wallet Compatible

    Contactless Enabled

    Benefits Included6

    Auto Rental Collision Damage Waiver
    Lost Luggage Reimbursement
    Purchase Security/Extended Protection
    Roadside Dispatch
    Travel & Emergency Assistance Services
    Trip Delay Reimbursement
    Warranty Manager
    Auto Rental Collision Damage Waiver
    Cell Phone Protection
    Price Protection
    Purchase Security/Extended Protection
    Roadside Dispatch
    Travel & Emergency Assistance Services
    Warranty Manager

     

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    Learn More

    Request An Application

    Learn More

 

Some Important Information You Should Know

Business Visa Interest and Fee Information

Business Visa Credit Card Agreement & Disclosure

Business Visa Consolidated Guide to Benefits

Preferred Cash Business Visa Rewards Terms & Conditions


For each dollar of Qualifying Purchases charged to your Cash Back Rewards Account, you will be awarded a 1.5% ($0.015) cash reward. Cash Back Rewards Account interest rates are also disclosed on the Business Visa Interest and Fee Information sheet. As long as your Cash Back Rewards Account remains open and in good standing, your accumulated cash rewards will not expire.

The Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make purchases totaling one-thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for the bonus to post to your account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, the account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union Credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account.

APR = Annual Percentage Rate. This APR will vary with the market, based on the Prime Rate. Information regarding fees and charges can be found in the Business Visa Interest and Fee Information. 0.00% Introductory APR for twelve (12) months from date of account opening when purchases are completed within ninety (90) days of account opening. 0.00% Introductory APR for twelve (12) months from date of balance transfer when balance transfers are completed within ninety (90) days of account opening. After the introductory rate period ends, your APR for purchases and balance transfers will be 15.74% - 23.40% for Preferred Cash Business Visa and 13.74% - 21.40% for Visa Platinum Business, based on your creditworthiness. This APR will vary with the market based on the Prime Rate, as published in the Wall Street Journal. A 3% Balance Transfer fee will apply to each Balance Transfer transaction. Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $5.00, whichever is greater. Additional fees and charges may apply. All loans are subject to credit approval. For complete details, please refer to the Business Visa Interest and Fee Information disclosure.

I understand that I can request a Balance Transfer transaction, which allows me to pay a portion or the entire balance of another credit card account I maintain with another institution by advancing funds from this Account. Any request I make for a Balance Transfer is subject to your approval, based on my Credit Limit, my creditworthiness, and my good standing as a member. If you approve my requested Balance Transfer transaction, a 3% Balance Transfer Fee will apply to the transaction, and a Balance Transfer APR will apply to my Balance Transfer balance.

Cash Advance transactions are subject to a Cash Advance Fee of 3% of the amount of the advance which is posted to the Account during the billing cycle, or $10.00, whichever is greater.

For full cardholder benefits and limitations, consult your Business Visa Consolidated Guide to Benefits or visit firstent.org/disclosures.

7 Program has an introductory bonus reward offer available to new accounts only. New Accounts will receive a one-time, one-hundred-dollar ($100.00) statement credit. To qualify and receive your bonus, you must make purchases totaling one thousand dollars ($1,000) or more during the first ninety (90) days from account opening. After qualifying, please allow four (4) to six (6) weeks for bonus to post to your Account. Bonus will be paid as a statement credit to the Account. To be eligible for this bonus offer, Account must be open and not in default at the time of fulfillment. If you are an existing First Entertainment Credit Union credit Cardholder and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new Cardholder bonus if you change products or have had another credit card with us in the past two (2) years. This offer is limited to one per Account per Cardholder. No additional bonus will be awarded for joint owners or authorized signers, users, or for additional cards on the same Account. For complete details, please refer to your Preferred Cash Business Visa® Rewards Program Rules, Terms, and Conditions or contact the Credit Union at 888.800.3328.