Skip to Content

Term Savings Certificates

a woman with sunglasses enjoys certificate rates

Limited Terms. Higher Dividends.

Want higher dividends on your Savings? Consider a fixed-term Savings Certificate available in terms from six months to five years. Rates change weekly, but are fixed for the term of the certificate when the account is opened. A minimum deposit of $1,000 is required and dividends are paid both monthly and at maturity. Dividends accrue daily and penalties for early withdrawal may apply.

Earn 2.30% APY* on a 14-Month Term Savings Certificate

Lock in this special rate today! $1,000 to open. New money deposits only.** Limited time offer.

Get Started

*APY = Annual Percentage Yield. 14-month 2.30% APY Certificate is a limited time offer, that may expire at any time and is subject to change without notice. APY valid as of 2/25/2019. An early withdrawal penalty may apply and would reduce earnings. Upon maturity, the Term Certificate will automatically renew for a 14-month period at the posted 12-month certificate rate (currently 1.55% APY). Visit firstent.org or call us at 888.800.3328 for current rates on date of maturity.

**Offer valid on new money deposits only. New Money defined as funds not on deposit with First Entertainment within the 30 days prior to opening the Certificate Account. $1,000 minimum opening deposit; $250,000 maximum deposit per individual member.

3 Ways to Open Your Term Savings Certificate

  1. Instant Open – To transfer money and open your account instantly, first log-on to CU.online and under the "Accounts" tab choose "Open Additional Sub-Accounts." Then select "Certificate" from the drop-down menu. Finish by clicking "Next." Not a CU.online user? Not a problem. Get Started with CU.online Here (it takes just minutes!)
  2. E-Mail – You can submit a super-easy E-Mail Application that will be processed within 24-48 hours.
  3. Print Now/Submit Later – If you prefer, you can always print out a PDF Application, fill it out, and return it to us at your convenience.