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Term Savings Certificates

a woman with sunglasses enjoys certificate rates

Limited Terms. Higher Dividends.

Want higher dividends on your Savings? Consider a fixed-term Savings Certificate available in terms from six months to five years. Rates change weekly, but are fixed for the term of the certificate when the account is opened. A minimum deposit of $1,000 is required and dividends are paid both monthly and at maturity. Dividends accrue daily and penalties for early withdrawal may apply.

3 Ways to Open Your Term Savings Certificate

  1. Instant Open – To transfer money and open your account instantly, first log-on to and under the "Accounts" tab choose "Open Additional Sub-Accounts." Then select "Certificate" from the drop-down menu. Finish by clicking "Next." Not a user? Not a problem. Get Started with Here (it takes just minutes!)
  2. E-Mail – You can submit a super-easy E-Mail Application that will be processed within 24-48 hours.
  3. Print Now/Submit Later – If you prefer, you can always print out a PDF Application, fill it out, and return it to us at your convenience.