Skip to Content

Term Savings Certificates

a woman with sunglasses enjoys certificate rates

Fixed Terms. Higher Dividends.

Want higher dividends on your Savings? Consider a Term Savings Certificate. However often or wildly dividend rates change, yours will be guaranteed for the duration of the fixed term you choose - from six (6) months to sixty (60) months - at the time your account was opened. Dividends accrue daily, are paid both monthly and at maturity, but penalties for early withdrawal may apply. A minimum deposit of $1,000 is required to open.

3 Ways to Open Your Term Savings Certificate

  1. Instant Open – To transfer money and open your account instantly, you'll first need to log in to Digital Banking and under the "Accounts" tab choose "Open Additional Sub-Accounts." Then select "Certificate" from the drop-down menu. Finish by clicking "Next." Not a Digital Banking? Not a problem. Get Started with Digital Banking Here (it takes just minutes!)
  2. E-Mail – You can submit a super-easy E-Mail Application that will be processed within 24-48 hours.
  3. Print Now, Submit Later – If you prefer, you can always print the PDF Application, fill it out, and return it to us at your convenience.