Our Money Market Accounts (MMAs) are loved for being some of the most profitable, safe and flexible investments possible. Your money is never locked away – you can make withdrawals and deposits at any time by a variety of convenient methods. The minimum initial deposit is $2,5001, but unlike Term Savings Certificates you can withdraw funds without an early withdrawal penalty.2
You want easy, total access to your funds? How’s this: You can access your MMA in-person, through 1st Call, or the FirstEnt Mobile App or by using CU.online3. You can also establish Automatic Payroll Deduction, an easy way to make your savings grow.
3 Ways to Open Your Money Market Savings Account
- Instant Open – To transfer money and open your account instantly, first log into CU.online and under the "Accounts" tab choose "Open Additional Sub-Accounts." Then select "Money Market Account" from the drop-down menu. Finish by clicking "Next." Not a CU.online user? Not a problem. Get Started with CU.online Here (it takes just minutes!)
- E-Mail – You can submit an E-Mail Application that will be processed within 24-48 hours.
- Print Now/Submit Later – If you prefer you can always print out a PDF Application, fill it out, and return it to us at your convenience.
1This is a tier-rate account. The minimum balance requirements for each tier and the corresponding dividend rates and Annual Percentage Yields (APYs) are set forth on the Dividend Rate Sheet. You must maintain a minimum daily balance each day of $2,500.00 in this account to earn the lowest disclosed APY.
2After six (6) transfers or withdrawals from this account via any method, in any given month, a Money Market Excess Withdrawal Fee will be charged as set forth in the First Entertainment Schedule of Fees for each subsequent transfer or withdrawal.
3Withdrawals and transfers made online, via mobile, through 1st Call Telephone Banking System, or through ACH debits - including overdraft transfers - are limited to six (6) per month, per Federal Regulations.