A checking account at First Entertainment offers all the benefits of bank checking, including many cost-saving, convenient features. And now, every First Entertainment checking accounts offers you the security of the Chip-Secured Debit Card (with the EMV chip!) Every time you use your Chip-Secured Debit Card at EMV chip-enabled terminals, the embedded EMV chip will generate a unique transaction code, offering an unprecedented level of security that prevents stolen data from being fraudulently used.
A variety of checking accounts are available depending upon your individual needs:
A chance for your Checking Account to make you some money. Earns dividends on balances of any amount, posted monthly and clearly itemized on your monthly account statement. Your monthly service fee is waived if a minimum balance is maintained.**
Open an Advantage Checking Account today!
Designed for members ages 13-17 to help teach them the importance of good financial management. There’s no monthly service charge or minimum balance requirement. For our members 16-17, a Chip-Secured Debit Card is also available for easy account access. Must have a parent or legal guardian as joint tenant.†
For members working to improve their financial situation. It features no monthly service fee, limited number of account withdrawals per month and does not earn dividends.
If you order carbonless checks, you can even automatically write a non-negotiable duplicate of every check you issue. You'll have an accurate, permanent record of all your transactions. To help offset our "no-per-check charges" feature, original checks are not returned with your monthly statement, but you are able to both view and print your cancelled checks online via CU.online, or your FirstEnt Mobile App.
In today's electronic world, consumers are often asked to provide account information over the phone or the Internet. It can be for paying for something, or for receiving a tax refund or even a payroll direct deposit. Just be sure you give the correct account info.
First, make sure you really want to give your account information to the person or company requesting it. If you do, be sure to use the correct numbers. These are encoded on the bottom of your checks. The first nine digits (at the bottom, starting from left) are the credit union's routing number, followed by some punctuation, followed by your 14-digit account number. You'll need to give this in its entirety, including the correct number of zeros. Then comes some more punctuation and the check number, which is not part of the account number. By correctly providing these numbers now, you can avoid account/transaction problems in the future.
* To avoid a monthly service fee, account must be signed up for eStatements.
** To avoid a monthly service fee, a minimum daily checking account balance of $1,000 or a combined minimum daily balance of $4,000 between checking and savings accounts is required. First box of Hollywood Dreams checks are FREE upon opening either a Value Checking, Teen Checking, or Advantage Checking Account.
† Joint tenant must qualify for an Advantage or Value Checking Account in their own right. If the joint tenant has a First Entertainment Checking Account, it must be maintained in good standing. Teen Checking Accounts have a minimum opening deposit of $1.00, do not earn dividends, and have no minimum balance requirement.