Federally insured by the NCUA up to $250,000
* APY as of 12/01/11. Offer good for new funds only. Limited time offer. Rates and terms subject to change at any time. Early withdrawal fees may apply. $1,000 minimum opening deposit. Rate applies to new deposits only. A new deposit is defined as money not previously on deposit with us during the past 30 days. This Certificate is not eligible for any rate bump from Swag Bag, transferring from MMA or by using VISA Rewardpoints; 1.982% is the maximum rate. Individual maximum deposit per member is $25,000.