| First Entertainment Credit Union Savings/Checking Rates |
| Effective: |
|
Minimum Opening Balance |
APY* |
| First500 Savings** |
$5.00 |
7.00% |
| First500 Savings Base Rate** |
$5.00 |
0.25% |
| Secondary Savings |
$0.00 |
0.25% |
| Health Savings Account (HSA)*** |
|
0.80% |
| Holiday Savings**** |
|
0.35% |
| IRA (Daily) |
|
0.35% |
| Advantage Checking |
|
0.15% |
| Value Checking |
|
N/A |
|
| *Annual Percentage Yield: APY is based on the assumption that dividends remain on deposit for the entire dividend period. |
| **The APY for an account balance up to $500 in a First500 account will be 7.00% APY when member has a First Entertainment Checking Account and has requested eStatements only (Member must discontinue receipt of paper statements). Member must also have either active online Billp@yer service or Direct Deposit. Active is defined as one transaction every 90 days for either service. First500 Youth Accounts will earn 7.00% APY on account balances up to $500 with Internet access and eStatement only. Balances above $500 in qualifying accounts and any balance in a non-qualifying First500 account will earn the First500 Savings Base Rate. One First500 account per Social Security Number. Rates subject to change without notice. |
| ***One HSA per member. No minimum balance. Inherited accounts are still considered HSAs and are subject to no tax consequences unless unqualified withdrawals are made. Not intended as tax advice, please consult your tax advisor for details. |
| ****No withdrawals are allowed prior to disbursement. Any withdrawal forfeits all dividends and closes account. Account balances above $5,000 earn the First500 Savings Base Rate. |
| Rates and yields listed above apply only to the dates listed above and are subject to change without notice. All accounts are insured up to at least $250,000 by the NCUA, a U.S. Government Agency. |
| *** 24 hour RATE LINE (888) 800-3328 *** |
