| First Entertainment Credit Union Real Estate Loan Rates |
| Effective: |
| TYPE OF LOAN |
ANNUAL PERCENTAGE RATE
(as low as) |
Maximum Financed |
Loan Amount |
Maximum Years to Repay |
Real Estate First Trust Deed
The information at right applies to properties up to 2 units and can be used for purchase, refinance, or refinance with cash-out. Please contact the Real Estate Lending Department for Loan to Value (LTV) requirements.
For today's First Trust Deed rates, visit our Mortgage Center.
|
* Competitive Rates
* Up to $3,000,000
* 10,15,20,30 Year Fixed Rate Loans avail.
* No Application Fee
* HYBRID Mortgages
* No Points Programs available.
Financing also available for:
* Second Homes
* Non-Owner occupied properties
* Multi-Units (up to 4 units)
|
Home Equity Line of Credit
* Interest only payments for first 10 yrs
* No up-front costs†
* Variable Rate - Monthly Adjustable
* Low $50 Annual Fee (waived 1st yr.)
* Easy Check Access
* Interest may be deductible (consult your tax advisor)
* Product has a floor of 4.00% APR |
Owner Occupied |
| Prime* +0.50% |
60% CLTV |
$10,000 - $250,000 |
10 year draw |
| Prime* +1.00% |
70% CLTV |
$10,000 - $250,000 |
10 year draw |
| Prime* +1.50% |
80% CLTV |
$10,000 - $250,000 |
10 year draw |
* The current Prime Rate is 3.250% APR.
Rates subject to change daily. Please call (323) 845-4411 for current rates. |
| APR = Annual Percentage Rate. Rates and terms subject to change without notice. All loans are subject to credit approval. Alternative rates and terms may apply depending on applicant's credit qualifications. |
| † No upfront costs for owner-occupied loans up to $250,000 with less than two units and in 2nd position. Contact the Real Estate Dept. for program specifics. |
| 24 hour RATE LINE (888) 800-3328 |
