| First Entertainment Credit Union – Schedule of Fees and Charges* |
| Effective: |
| GENERAL FEES AND CHARGES* |
| Account Research/Reconciliation, per hour |
$20.00 |
| American Express Dual Signature Checks, per $100 |
$2.00 |
| American Express Gift Cheque |
$2.00 |
| American Express Travelers Cheques, per $1002 |
$1.00 |
| Cashier's Check2 |
$5.00 |
| Cashier's Check Copy |
$5.00 |
| Check by Phone |
$4.00 |
| Collection Item |
$10.00 |
| Deposit Verification |
$10.00 |
| Deposit Verification (same day) |
$15.00 |
| Escheat Notice |
$2.00 |
| Financial Service Center Cooperative Transactions |
as posted |
Foreign Check Exchange
(other external institution fees may apply) |
$15.00 |
| Loan Extension Fee |
$25.00 |
| Locator Service |
$5.00 |
| Membership Fee |
$5.00 |
| Money Market Excess Withdrawal Fee7 (Effective 07/01/12) |
$10.00 |
| Monthly Service Fee (First500 Savings Account)1 |
$3.00 |
| Notary Service (per signature) |
|
| Member |
$5.00 |
| Non-member |
$10.00 |
| NSF Return Item, each |
$26.00 |
| Returned Item (deposited, cashed or loan payment) |
|
| Issued by member |
$22.00 |
| Issued by other party |
$15.00 |
| Rush Delivery Charges |
$20.00 |
| Statement Copy (per statement) |
$5.00 |
| Statement Copy - Same Day Request (per statement) |
$10.00 |
| Stop Payment Request |
$15.00 |
| Uninitiated Address Change |
$3.00 |
Wire Trace
(other external institution fees may apply) |
$15.00 |
| Wire Transfer - Domestic |
$20.00 |
| Wire Transfer - International (outgoing) |
$30.00 |
| Wire Transfer - International (incoming) |
|
| via SWIFT Code (Travelex Fee) |
$30.00 |
| via FRB |
no fee |
|
|
| CHECKING ACCOUNT FEES* |
| Advantage Checking (monthly fee3) |
$6.00 |
| Checks Reorder |
printer's charges vary |
| Daily Negative Balance Fee5 |
$5.00 |
| NSF Return Item, each |
$26.00 |
| Overdraft Fee, each4 |
$18.00 |
| Overdraft Transfer |
$3.00 |
| Paid Check Photocopy (2 free per statement period) |
$2.00 |
| Paid Check Photocopy (rush) |
$5.00 |
| Stop Payment Request (single check or range stop) |
$15.00 |
| Temporary Checks (per sheet) |
$2.00 |
|
|
| ATM/POS FEES* |
| ATM Adjustment fee |
$5.00 |
| Daily Negative Balance Fee5 |
$5.00 |
| Overdraft Fee, each4 |
$18.00 |
| Overdraft Transfer |
$3.00 |
| Replacement Card or PIN |
|
| Card |
$10.00 |
| PIN |
$5.00 |
| Return Deposit item (deposited, cashed or loan payment) |
|
| Issued by member |
$22.00 |
| Issued by other party |
$15.00 |
| Transaction Document Fee |
$10.00 |
| Withdrawals on STAR System |
8 or unlimited FREE per month, depending on checking account type and balance6 |
| Withdrawals (w/o CU checking account) (First Entertainment Network ATMs free) |
$1.00 |
|
|
| VISA CARD ACCOUNT FEES* |
| Cash Advance Fee |
2% of advance amount |
| Document Fee |
$10.00 |
| Late Charge |
$7.00 |
| Returned Payment Check |
$22.00 |
| VISA Card Statement Copy |
$5.00 |
| VISA Convenience Checks |
|
| NSF or Returned Item |
$22.00 |
| Stop Payment Request |
$15.00 |
|
|
| CASH AND COIN FEES* |
| Basic Account Cash Withdrawal (per $1,000, over $300) |
$5.00 |
| Coin Deposits |
|
| Member |
5% |
| Non-member |
7% |
| |
| * Each fee indicated within in this Schedule of Fees & Charges reflects a per item or per service charge unless otherwise indicated. |
| 1 Monthly fee can be avoided by maintaining a daily balance of $100 (or greater), or by using an additional qualifying credit union service. |
| 2 These services are free to members age 62 and over as well as all additional Hollywood Dreams Check orders. |
| 3 Monthly Advantage Checking fee can be avoided by maintaining a minimum daily balance of $1,000 or a combined minimum daily balance of $4,000 between checking and savings. |
| 4 Overdraft Fee will be waived if the withdrawal transaction causing the overdraft is less than $5.01. |
| 5 Daily Negative Balance Fee charged when account balance is negative for more than three (3) calendar days. |
| 6 For Value Checking: 8 free withdrawals per month, thereafter $1 per withdrawal. For Advantage Checking: If balance is $0 - $999.99: 8 free withdrawals per month, thereafter $1 per withdrawal. If minimum daily balance is $1,000 or above in checking or a combined minimum daily balance of $4,000 between checking and any savings: unlimited withdrawals |
| 7 For Money Market Accounts: 6 free transfers or withdrawals per month, thereafter $10 per withdrawal |
| 24 hour RATE LINE (888) 800-3328 |
